---
title: "Anand Credit Ltd (531678) — Share Price, Financials & Analysis"
symbol: "531678"
company: "Anand Credit Ltd"
canonical: "https://tapetide.com/stocks/531678"
isin: "INE703J01012"
bse_code: "531678"
generated_at: "2026-10-13T11:00:53.312Z"
---

# Anand Credit Ltd (531678)

Canonical page: https://tapetide.com/stocks/531678

## Company

- **BSE Code:** 531678
- **ISIN:** INE703J01012
- **Stock Type:** EQUITY
- **Listed Since:** 2010-01-27
- **Face Value:** ₹10
- **F&O Eligible:** No

## About

Anand Credit Limited, incorporated in India, Listed on the Bombay Stock exchange Limited, the company is engaged in various financial activities like hire purchase, short term finance, etc.

## Latest Price

## Key Insights

### Strengths

- Stock is trading at 0.06 times its book value

### Weaknesses

- Company has low interest coverage ratio.
- Company has a low return on equity of -3.62% over last 3 years.

## Growth Rates

| Metric | 1Y | 3Y | 5Y |
| --- | --- | --- | --- |
| net income growth | 0% | — | — |
| revenue growth | -33% | 26% | -20% |

## Financial Statements

### Quarterly Results

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 0.02 | 0 | 0 | 0 | 0.03 | 0 | 0 |
| Expenses | 0.1 | 0.04 | 0.05 | 0.06 | 0.75 | 0.04 | 0.05 |
| Operating Profit | -0.08 | -0.04 | -0.05 | -0.06 | -0.72 | -0.04 | -0.05 |
| OPM % | -400 | — | — | — | -2400 | — | — |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.01 | 0 | 0 | 0 | 0.01 | 0 | 0 |
| Profit before tax | -0.09 | -0.04 | -0.05 | -0.06 | -0.73 | -0.04 | -0.05 |
| Tax % | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Profit | -0.09 | -0.05 | -0.06 | -0.07 | -0.72 | -0.04 | -0.05 |
| EPS in Rs | -0.15 | -0.08 | -0.1 | -0.12 | -1.2 | -0.07 | -0.08 |

### Profit & Loss

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | TTM |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Sales | 0.15 | 0.12 | 0.18 | 0.02 | 0.02 | 0.06 | 0.04 | 0.03 |
| Expenses | 0.04 | 0.22 | 0.37 | 0.25 | 0.44 | 0.24 | 0.23 | 0.9 |
| Operating Profit | 0.11 | -0.1 | -0.19 | -0.23 | -0.42 | -0.18 | -0.19 | -0.87 |
| OPM % | 73.33 | -83.33 | -105.56 | -1150 | -2100 | -300 | -475 | -2900 |
| Other Income | 0 | 0.26 | 0.37 | 0.42 | 0.12 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Profit before tax | 0.1 | 0.15 | 0.16 | 0.17 | -0.32 | -0.2 | -0.21 | -0.88 |
| Tax % | 20 | 40 | 37.5 | 35.29 | 0 | 0 | 0 | — |
| Net Profit | 0.08 | 0.09 | 0.1 | 0.11 | -0.32 | -0.21 | -0.21 | -0.88 |
| EPS in Rs | 0.13 | 0.15 | 0.17 | 0.18 | -0.53 | -0.35 | -0.35 | -1.47 |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |

### Balance Sheet

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves | 0.27 | 0.35 | 0.46 | 0.57 | 0.25 | 0.04 | -0.17 |
| Borrowings | 0.79 | 0.79 | 0.8 | 0.79 | 0.8 | 1.15 | 1.14 |
| Other Liabilities | 0.2 | 0.71 | 0.26 | 0.25 | 0.4 | 0.24 | 0.27 |
| Total Liabilities | 7.26 | 7.85 | 7.52 | 7.61 | 7.45 | 7.43 | 7.24 |
| Fixed Assets | 0.1 | 0.14 | 0.19 | 0.18 | 0.16 | 0.14 | 0.12 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.06 | 0.2 | 0.21 | 0.34 | 0.06 | 1.72 | 1.72 |
| Other Assets | 7.1 | 7.51 | 7.12 | 7.09 | 7.23 | 5.57 | 5.4 |
| Total Assets | 7.26 | 7.85 | 7.52 | 7.61 | 7.45 | 7.43 | 7.24 |

### Cash Flow

All figures in ₹ crore unless the row name says otherwise.

| Item | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Cash from Operating Activity | — | 0.21 | -0.09 | 0.16 | -0.16 | 1.31 | 0.01 |
| Cash from Investing Activity | — | -0.18 | 0.06 | -0.15 | 0.16 | -1.66 | 0 |
| Cash from Financing Activity | — | 0 | 0 | 0 | 0.01 | 0.34 | 0 |
| Net Cash Flow | — | 0.03 | -0.03 | 0.01 | 0.01 | -0.01 | 0.01 |
| Free Cash Flow | — | 0.17 | -0.03 | 0.15 | -0.16 | 1.31 | 0.01 |
| CFO/OP | — | -210 | 47 | -70 | 38 | -728 | -5 |

### Ratios

| Item | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Debtor Days | 73 | 1885.83 | 60.83 | 7300 | 0 | 0 | 0 |
| Cash Conversion Cycle | 73 | 1885.83 | 60.83 | 7300 | 0 | 0 | 0 |
| Working Capital Days | 16790 | 20592.08 | 13910.56 | 123370 | 121727.5 | 31815.83 | 45625 |
| ROCE % | — | 0.28 | -0.28 | 2.33 | -3.47 | -2.81 | -2.97 |

## Shareholding Pattern

### annual

| Category | Dec 2025 |
| --- | --- |
| Promoters | 74.99% |
| FIIs | 1.59% |
| DIIs | 5.39% |
| Public | 18.03% |
| No. of Shareholders | 17480 |

### Quarterly

| Category | Sep 2025 | Dec 2025 |
| --- | --- | --- |
| Promoters | 74.99% | 74.99% |
| FIIs | 2.23% | 1.59% |
| DIIs | 8.95% | 5.39% |
| Public | 13.83% | 18.03% |
| No. of Shareholders | 28907 | 17480 |

## Filings & Documents

### Other Documents

| Date | Document |
| --- | --- |
| 2026-03-10 | [Outcome Of Investor Meeting Held On 10Th March 2026](https://www.bseindia.com/xml-data/corpfiling/AttachLive/7cc6ce17-c26d-4886-be46-858541b71d64.pdf) |
| 2026-03-05 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation](https://www.bseindia.com/xml-data/corpfiling/AttachLive/c31a5f8a-0664-4f02-a809-1ac1843353da.pdf) |
| 2026-02-18 | [Announcement under Regulation 30 (LODR)-Earnings Call Transcript](https://www.bseindia.com/xml-data/corpfiling/AttachHis/7c6a91c9-28b8-4714-a82b-6fc824dc3b4c.pdf) |
| 2026-02-13 | [Announcement under Regulation 30 (LODR)-Monitoring Agency Report](https://www.bseindia.com/xml-data/corpfiling/AttachHis/a326413c-069c-45a9-9838-2830ee042780.pdf) |
| 2026-02-13 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome](https://www.bseindia.com/xml-data/corpfiling/AttachHis/dd3751f4-849e-407d-a5e2-567f938e199d.pdf) |
| 2026-02-10 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation](https://www.bseindia.com/xml-data/corpfiling/AttachHis/ddd16678-6804-4006-9a7b-3f839c779952.pdf) |
| 2026-02-09 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/xml-data/corpfiling/AttachHis/a21c4adc-ac39-4d23-8a4b-9a07036f0371.pdf) |
| 2026-02-07 | [Announcement under Regulation 30 (LODR)-Press Release / Media Release](https://www.bseindia.com/xml-data/corpfiling/AttachHis/e7081089-ddbb-4de6-b88d-ac84300665e4.pdf) |

### Annual Reports

| Date | Document |
| --- | --- |
| Mar 2013 | [Annual Report 2013](https://www.bseindia.com/bseplus/AnnualReport/531678/5316780313.pdf) |
| Mar 2012 | [Annual Report 2012](https://www.bseindia.com/bseplus/AnnualReport/531678/5316780312.pdf) |
| Mar 2011 | [Annual Report 2011](https://www.bseindia.com/bseplus/AnnualReport/531678/5316780311.pdf) |
| Mar 2010 | [Annual Report 2010](https://www.bseindia.com/bseplus/AnnualReport/531678/5316780310.pdf) |

### Earnings Call Documents

| Date | Document |
| --- | --- |
| Feb 2026 | [Concall - Feb 2026](https://www.bseindia.com/xml-data/corpfiling/AttachHis/7c6a91c9-28b8-4714-a82b-6fc824dc3b4c.pdf) |
| Nov 2025 | [Concall - Nov 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/48945d58-54aa-4e37-9c96-19de7784f6db.pdf) |

### Credit Rating Reports

| Date | Document |
| --- | --- |
| 2026-02-09 | Credit rating update — CRISIL |
| 2026-01-30 | Credit rating update — CRISIL |
| 2024-11-29 | Credit rating update — CRISIL |

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Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-10-13T11:00:53.312Z.