--- title: "Rishab Financial Services Ltd (531218) — Share Price, Financials & Analysis" symbol: "531218" company: "Rishab Financial Services Ltd" canonical: "https://tapetide.com/stocks/531218" isin: "INE346D01013" bse_code: "531218" generated_at: "2026-10-13T11:00:48.470Z" --- # Rishab Financial Services Ltd (531218) Canonical page: https://tapetide.com/stocks/531218 ## Company - **BSE Code:** 531218 - **ISIN:** INE346D01013 - **Stock Type:** EQUITY - **Listed Since:** 2006-03-01 - **Face Value:** ₹10 - **F&O Eligible:** No - **Website:** rishabfinance.com ## About Rishab Financial Services Limited, a nonbanking finance company, provides loans for corporate, firms, and individuals in India. ## Latest Price ## Key Insights ### Strengths - Company's working capital requirements have reduced from 109 days to 73.0 days ### Weaknesses - The company has delivered a poor sales growth of -1.44% over past five years. - Company has a low return on equity of -0.46% over last 3 years. - Company has high debtors of 392 days. ## Growth Rates | Metric | 1Y | 3Y | 5Y | | --- | --- | --- | --- | | net income growth | 196% | -1% | 11% | | revenue growth | -13% | -2% | -1% | ## Financial Statements ### Quarterly Results All figures in ₹ crore unless the row name says otherwise. | Item | Mar 2013 | Jun 2013 | Sep 2013 | Mar 2014 | | --- | --- | --- | --- | --- | | Sales | 0 | 0.1 | 0.1 | 0 | | Expenses | 0 | 0.08 | 0.08 | 0 | | Operating Profit | 0 | 0.02 | 0.02 | 0 | | OPM % | — | 20 | 20 | — | | Other Income | 0.03 | 0 | 0 | 0 | | Interest | 0 | 0 | 0 | 0 | | Depreciation | 0 | 0 | 0 | 0 | | Profit before tax | 0.03 | 0.02 | 0.02 | 0 | | Tax % | 0 | 0 | 0 | — | | Net Profit | 0.03 | 0.02 | 0.02 | 0 | | EPS in Rs | 0.06 | 0.04 | 0.04 | 0 | ### Profit & Loss All figures in ₹ crore unless the row name says otherwise. | Item | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | | --- | --- | --- | --- | --- | --- | --- | --- | | Sales | 0.49 | 0.42 | 0.43 | 0.43 | 0.42 | 0.46 | 0.4 | | Expenses | 0.26 | 0.21 | 0.32 | 0.27 | 0.26 | 0.62 | 0.31 | | Operating Profit | 0.23 | 0.21 | 0.11 | 0.16 | 0.16 | -0.16 | 0.09 | | OPM % | 46.94 | 50 | 25.58 | 37.21 | 38.1 | -34.78 | 22.5 | | Other Income | 0.01 | -0.53 | 0.08 | 0.17 | -0.2 | 0 | 0.2 | | Interest | 0 | 0 | 0 | 0 | 0 | 0.04 | 0 | | Depreciation | 0.03 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | | Profit before tax | 0.21 | -0.33 | 0.18 | 0.31 | -0.06 | -0.21 | 0.27 | | Tax % | 33.33 | 24.24 | 38.89 | 16.13 | 83.33 | 23.81 | 7.41 | | Net Profit | 0.14 | -0.41 | 0.11 | 0.26 | -0.11 | -0.26 | 0.25 | | EPS in Rs | 0.28 | -0.82 | 0.22 | 0.52 | -0.22 | -0.52 | 0.5 | | Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ### Balance Sheet All figures in ₹ crore unless the row name says otherwise. | Item | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | | --- | --- | --- | --- | --- | --- | --- | --- | | Equity Capital | 5 | 5 | 5 | 5 | 5 | 5 | 5 | | Reserves | -0.84 | -1.25 | -1.14 | -0.48 | -0.59 | -0.85 | -0.6 | | Borrowings | 0.04 | 0.02 | 0 | 0 | 0.48 | 0.45 | 0.43 | | Other Liabilities | 0.01 | 0.68 | 0.79 | 0.38 | 0.59 | 1 | 0.84 | | Total Liabilities | 4.21 | 4.45 | 4.65 | 4.9 | 5.48 | 5.6 | 5.67 | | Fixed Assets | 0.07 | 0.04 | 0.1 | 0.05 | 0.04 | 0.03 | 0.06 | | CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | | Investments | 0.74 | 0.51 | 0.34 | 0 | 0 | 0.52 | 0.52 | | Other Assets | 3.4 | 3.9 | 4.21 | 4.85 | 5.44 | 5.05 | 5.09 | | Total Assets | 4.21 | 4.45 | 4.65 | 4.9 | 5.48 | 5.6 | 5.67 | ### Cash Flow All figures in ₹ crore unless the row name says otherwise. | Item | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | | --- | --- | --- | --- | --- | --- | --- | --- | | Cash from Operating Activity | -0.4 | -0.71 | -0.51 | -0.48 | -0.57 | -0.32 | -0.31 | | Cash from Investing Activity | -0.02 | 0.25 | 0.1 | -0.01 | 0 | -0.53 | -0.05 | | Cash from Financing Activity | 0.43 | 0.41 | 0.41 | 0.43 | 0.9 | 0.45 | 0.38 | | Net Cash Flow | 0.01 | -0.05 | 0 | -0.06 | 0.33 | -0.4 | 0.02 | | Free Cash Flow | -0.43 | -0.69 | -0.58 | -0.49 | -0.57 | -0.32 | -0.36 | | CFO/OP | -170 | -310 | -400 | -269 | -325 | 200 | -344 | ### Ratios | Item | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | | --- | --- | --- | --- | --- | --- | --- | --- | | Debtor Days | 0 | 0 | 0 | 0 | 208.57 | 238.04 | 392.38 | | Inventory Days | 91.25 | — | — | — | — | — | — | | Days Payable | 91.25 | — | — | — | — | — | — | | Cash Conversion Cycle | 0 | 0 | 0 | 0 | 208.57 | 238.04 | 392.38 | | Working Capital Days | 2428.37 | 2728.81 | 2835.12 | 3726.4 | 460.6 | -206.3 | 73 | | ROCE % | — | 5.52 | 6.55 | — | 2.98 | -3.58 | 5.73 | ## Shareholding Pattern ### annual | Category | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Dec 2025 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | Promoters | 50.46% | 50.55% | 51.87% | 51.87% | 51.87% | 51.87% | 51.86% | 51.86% | 51.86% | 51.86% | | FIIs | 8.75% | 10.73% | 9.11% | 10.03% | 9.76% | 7.55% | 7.64% | 8.42% | 8.78% | 7.25% | | DIIs | 27.84% | 28.31% | 28.59% | 29.91% | 29.3% | 28.84% | 24.73% | 24.05% | 24.17% | 25.55% | | Public | 11.54% | 10% | 10.11% | 7.87% | 8.74% | 11.42% | 15.43% | 15.34% | 14.86% | 15.06% | | Others | 1.41% | 0.41% | 0.33% | 0.33% | 0.33% | 0.33% | 0.33% | 0.33% | 0.32% | 0.29% | | No. of Shareholders | 14709 | 12518 | 13343 | 12486 | 13772 | 15373 | 17242 | 17547 | 20521 | 21929 | ### Quarterly | Category | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | Promoters | 51.86% | 51.86% | 51.86% | 51.86% | 51.86% | 51.86% | 51.86% | 51.86% | 51.86% | 51.86% | 51.86% | 51.86% | | FIIs | 7.64% | 7.71% | 8.15% | 8.22% | 8.42% | 8.59% | 8.77% | 9.06% | 8.78% | 8.66% | 6.87% | 7.25% | | DIIs | 24.73% | 24.3% | 23.98% | 24.21% | 24.05% | 23.6% | 24.09% | 23.92% | 24.17% | 24.38% | 26.15% | 25.55% | | Public | 15.43% | 15.79% | 15.66% | 15.38% | 15.34% | 15.62% | 14.94% | 14.82% | 14.86% | 14.78% | 14.82% | 15.06% | | Others | 0.33% | 0.33% | 0.33% | 0.33% | 0.33% | 0.33% | 0.32% | 0.32% | 0.32% | 0.32% | 0.29% | 0.29% | | No. of Shareholders | 17242 | 17046 | 17520 | 17415 | 17547 | 18526 | 19138 | 19757 | 20521 | 21176 | 21818 | 21929 | ## Technical Indicators Derived from daily closing prices and recomputed each trading session; values move with the market. - **Overall Signal:** Strong Sell - **Buy / Neutral / Sell:** 6 / 1 / 12 ### Moving Averages — summary: **Strong Sell** | Indicator | Value | Signal | | --- | --- | --- | | SMA (10) | 1.97 | Sell | | EMA (10) | 1.98 | Sell | | SMA (20) | 2.59 | Sell | | EMA (20) | 2.37 | Sell | | SMA (50) | 3.07 | Sell | | EMA (50) | 3.19 | Sell | | SMA (100) | 4.32 | Sell | | EMA (100) | 4.87 | Sell | | SMA (200) | 9.36 | Sell | | EMA (200) | 8.3 | Sell | ### Oscillators — summary: **Strong Buy** | Indicator | Value | Signal | | --- | --- | --- | | RSI (14) | 10.25 | Buy | | MACD (12,26,9) | -0.48 | Sell | | Stochastic (14,3,3) | 0.78 | Buy | | ADX (14) | 48.31 | Buy | | Williams %R (14) | -97.65 | Buy | | ATR (14) | 0.15 | High Volatility | | ROC (12) | -46.21 | Sell | | Stoch RSI (14) | 0 | Buy | | UO (7,14,28) | 4.63 | Buy | ## Filings & Documents ### Other Documents | Date | Document | | --- | --- | | 2026-03-02 | [Closure of Trading Window](https://www.bseindia.com/xml-data/corpfiling/AttachHis/feb55094-1a1f-4bb2-9a1e-7aa5e6921853.pdf) | | 2026-02-13 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/xml-data/corpfiling/AttachHis/039e0e0c-4099-4b5f-9834-20ef308a49f0.pdf) | | 2026-02-12 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation](https://www.bseindia.com/xml-data/corpfiling/AttachHis/f8e6bb83-0b5b-4ea5-ab6c-96cfb735fec0.pdf) | | 2026-02-05 | [Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation](https://www.bseindia.com/xml-data/corpfiling/AttachHis/1188d512-dabd-4772-b7f4-e4224073172d.pdf) | | 2026-01-29 | [Announcement under Regulation 30 (LODR)-Newspaper Publication](https://www.bseindia.com/xml-data/corpfiling/AttachHis/776c59b6-ed3b-40d7-8263-77c88f0d960b.pdf) | | 2026-01-28 | [Announcement under Regulation 30 (LODR)-Investor Presentation](https://www.bseindia.com/xml-data/corpfiling/AttachHis/bfc67d0c-29ab-4985-bbe6-34ff2bb37c3d.pdf) | ### Annual Reports | Date | Document | | --- | --- | | 2025 | [Financial Year 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/b1e3b189-e0c7-43b5-84b9-dc0b938a8fa9.pdf) | | 2024 | [Financial Year 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/153cbc74-da4e-4556-b7bd-6984f8c9101e.pdf) | | 2023 | [Financial Year 2023](https://www.bseindia.com/xml-data/corpfiling/AttachHis/3277d89c-c7a5-4e2f-8810-2a918915857b.pdf) | | 2022 | [Financial Year 2022](https://www.bseindia.com/bseplus/AnnualReport/532835/73630532835.pdf) | | 2021 | [Financial Year 2021](https://www.bseindia.com/bseplus/AnnualReport/532835/68691532835.pdf) | | 2020 | [Financial Year 2020](https://www.bseindia.com/bseplus/AnnualReport/532835/65203532835.pdf) | | Mar 2019 | [Financial Year 2019](https://www.bseindia.com/bseplus/AnnualReport/532835/5328350319.pdf) | | Mar 2018 | [Financial Year 2018](https://www.bseindia.com/bseplus/AnnualReport/532835/5328350318.pdf) | | Mar 2017 | [Financial Year 2017](https://www.bseindia.com/bseplus/AnnualReport/532835/5328350317.pdf) | | Mar 2016 | [Financial Year 2016](https://www.bseindia.com/bseplus/AnnualReport/532835/5328350316.pdf) | ### Earnings Call Documents | Date | Document | | --- | --- | | Jan 2026 | [Concall - Jan 2026](https://www.bseindia.com/xml-data/corpfiling/AttachHis/bfc67d0c-29ab-4985-bbe6-34ff2bb37c3d.pdf) | | Nov 2025 | [Concall - Nov 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/ac7dbd87-d3de-457d-8d8b-b4121485e069.pdf) | | Oct 2025 | [Concall - Oct 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/83ba3a3c-f423-49b9-9762-015b0e4f9e52.pdf) | | Jul 2025 | [Concall - Jul 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/9c38dd83-0819-4bb9-999d-da04adf591b7.pdf) | | Jun 2025 | [Concall - Jun 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/67d38804-fdfd-463d-a15b-83290f19f27f.pdf) | | Feb 2025 | [Concall - Feb 2025](https://www.bseindia.com/xml-data/corpfiling/AttachHis/5ef9ddc1-6c56-49c1-b274-27d1ba4c3172.pdf) | | Nov 2024 | [Concall - Nov 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/2359c114-c26d-4bf1-993b-980fc1f31a73.pdf) | | Nov 2024 | [Concall - Nov 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/3576cc2f-c91d-4274-a300-a0f7843f1f0c.pdf) | | Jul 2024 | [Concall - Jul 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/4f09e4a6-5626-4c1f-a0ea-c425f66ff3cb.pdf) | | May 2024 | [Concall - May 2024](https://www.bseindia.com/xml-data/corpfiling/AttachHis/d9b20c3e-2379-4f42-bd96-18063d195009.pdf) | --- Provenance differs by section. Financial statements, shareholding and filings are as reported in company disclosures to NSE/BSE/SEBI. Price, volume and 52-week levels are exchange market data. Technical indicators are computed by Tapetide from daily closing prices. The Tapetide Score is Tapetide's own analysis. Analyst ratings are third-party estimates, not company statements. All figures are for research and information only and are not investment advice. Generated 2026-10-13T11:00:48.470Z.